в продолжение о страховке - catch 22

Чем плоха система в которой страховка привязана к работадателю (или организации).  Да тем что это не работает в тех самых случаях, когда оно нужнее всего.  via scholar_vit  оригинал здесь:
www.acscan.org/blog/index.php
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I am a parent who was a caregiver and lost a loved one to cancer. Michelle was unexpectedly diagnosed with advanced colon cancer in December 2003 and was one-week shy of her 21st birthday. Once we learned the treatment Michelle would endure, her doctors recommended she take a leave of absence from her full-time studies at Plymouth State University. That is when we found ourselves in a catch 22. When Michelle was diagnosed, dependents over the age of 19 had to be enrolled as a full-time student in college in order to remain on their parent’s health insurance policy. When a dependent was no longer a full-time student they were dropped. It didn’t matter if the student was seriously ill or injured. No full-time status equals no coverage under a parent’s plan.
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так что друзья студенты после 21-года, если заболеете, ни в коему случае прерывать учебу нельзя, а то кранты!